Can I spend more than my account balance?

If you want to purchase an item that costs more than the award dollars available, you can supplement the balance of your card account with a major credit card, personal check or cash. You can request that the merchant  deduct a specific amount from your card and then pay the remainder of the balance with other accepted forms of payment. Please note: Some merchants may not accept two forms of payment.  Some merchants may require payment for the remaining balance in cash.  If you attempt to purchase something that requires more funds than the balance in your card account and you do not have supplementary funds, the transaction will be denied at point of purchase.

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